Private vs Public Health Insurance: Which One Is Better for Low-Income Households?

Private vs public health insurance; In 2025, over 38 million low-income households in the U.S. are trying to make a smart choice between private and public health insurance. With rising medical costs and limited budgets, choosing the wrong type of coverage can lead to major financial stress or even medical debt. This guide breaks down … Read more

How to Get Health Insurance After Losing a Spouse in 2025

Losing a spouse is one of life’s most painful experiences. Aside from emotional grief, it can also mean losing your health insurance coverage — especially if you were on your partner’s employer-sponsored plan. In 2025, there are several options available that can help you stay covered, even during this difficult time. This guide explains step-by-step … Read more

Health Insurance for Domestic Workers in the U.S. (2025 Guide)

In 2025, over 2 million domestic workers in the United States — including nannies, house cleaners, caregivers, and home cooks — are doing vital work without access to reliable health coverage. Whether you’re documented or undocumented, there are legal ways to get health insurance, and this guide explains them step-by-step. Who Is a Domestic Worker? … Read more

Is Medicaid Enough for Single Moms? Full Coverage Breakdown

In 2025, many single mothers across the U.S. are asking: Is Medicaid enough to cover all my healthcare needs? The answer isn’t simple, but this guide breaks it down for you. We’ll explore the pros, cons, gaps, and alternatives to help you make the best choice for you and your children. What Is Medicaid? Medicaid … Read more

Top 5 States with the Cheapest Health Insurance Premiums in 2025

Introduction: Why the Cheapest Health Insurance Premiums in 2025 Matter When choosing a health insurance plan, one of the first questions people ask is: “How much will it cost?” While the Affordable Care Act (ACA) creates national coverage standards, health insurance premiums still vary significantly by state. In 2025, several U.S. states are offering more … Read more

How to Get Health Insurance After Losing Employer Coverage: COBRA vs ACA in 2025

Introduction: Losing Your Employer Insurance? You Have Options Losing a job can be overwhelming—and losing health insurance along with it only adds to the stress. If you recently lost your employer-sponsored coverage in 2025, you’re not alone. Millions of Americans face the same question every year: What now? You typically have two major options: COBRA … Read more

Could Universal Basic Coverage Work in America? Insights from Brookings

Introduction: Is America Ready for Universal Basic Coverage? In the ongoing debate over healthcare reform, the idea of Universal Basic Coverage (UBC) is gaining attention. Could such a system—where all citizens receive essential health services at no cost—actually work in the U.S.? And what would it look like in practice? According to a 2025 Brookings … Read more

Young Invincibles: How to Convince 18–29 Year-Olds to Buy Insurance in 2025

Introduction How do we convince 18–29 year-olds to buy insurance in 2025? It’s one of the top challenges for health insurers, gig platforms, and digital policy startups today. This group—often labeled the “Young Invincibles”—tends to underestimate their health risks and financial vulnerability. But with smart messaging, digital access, and added-value perks, it’s possible to change … Read more

Emerging P2P Insurance Models for Remote Workers in 2025

Introduction: A New Era in Risk-Sharing As remote work and digital nomadism surge in 2025, traditional insurance models often fall short—high premiums, limited coverage abroad, and bureaucratic red tape remain common problems. Enter P2P insurance models for remote workers: a revolutionary shift toward community-backed, decentralized coverage tailored to global, location-independent lifestyles. Imagine a world where … Read more

How Stay at Home Moms Can Maximize Insurance Add Ons in 2025

Introduction: Moms Deserve More Than Basic Coverage In 2025, stay-at-home moms are more than caregivers—they’re CFOs, caregivers, tutors, chefs, and even emergency medics of the home. Yet, many overlook how insurance can fully support them. If you’re a stay-at-home parent, your family’s primary insurance policy likely focuses on working members. But this year, specialized insurance … Read more