health insurance risks

Why Some Cheap Health Plans End Up Costing More

by

Introduction A low monthly premium can look tempting—especially if you’re young, healthy, or on a tight budget. But many Americans find out too late that the cheapest health insurance plans can come with surprise costs that end up hurting your finances. This article explores why some cheap health plans cost more in the long run, … Read more

What Happens If You Never Use Your Health Insurance?

by

Introduction If you’re paying for a health insurance plan but never use it, you’re not alone. Many people ask: “What happens if I never use my unused health insurance?” Does it go to waste? Does it impact future costs? Is it still worth having? In this guide, we’ll explain how unused health insurance works, the … Read more