insurance for freelancers

What Is Catastrophic Health Insurance and Who Should Get It?

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Navigating the U.S. health insurance market can feel overwhelming, especially with so many plan types available. One lesser-known yet increasingly discussed option is catastrophic health insurance. If you’ve heard the term and wondered what it means, this guide will explain catastrophic health insurance, how it works, and who should consider it in 2025. What Is … Read more

Could Universal Basic Coverage Work in America? Insights from Brookings

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Introduction: Is America Ready for Universal Basic Coverage? In the ongoing debate over healthcare reform, the idea of Universal Basic Coverage (UBC) is gaining attention. Could such a system—where all citizens receive essential health services at no cost—actually work in the U.S.? And what would it look like in practice? According to a 2025 Brookings … Read more